Privacy Policy: In order to facilitate the servicing of our client’s account, LCFG may receive nonpublic personal information about our clients from the following sources:
• Information we receive from the client on applications, account opening documents or other forms;
• Information about the client’s transactions with Osaic or other firms;
• Information LCFG receives from a consumer reporting agency; and
• From other sources with the client’s consent or with the consent of the client’s registered representative.
LCFG employees will confirm the identity of any caller requesting client information by asking the caller to provide two or more of the following: birth date, tax identification number, street address, or telephone number.
LCFG does not disclose any nonpublic personal information about our clients to anyone, except as permitted by law. Such disclosure may include the following:
• Affiliates, including affiliated service providers (for example, insurance agencies for processing of insurance applications on the client’s behalf);
• Government agencies and law enforcement officials (for example, for tax reporting or under a court order); and
• Other organizations, with the client’s consent or as directed by the client’s registered representative (for example, the client’s accountant or attorney’s firm for tax preparation or estate planning).
LCFG restricts access to personal and account information to those of its employees who need to know that information to provide products or services to the client or representative. LCFG maintains physical, electronic, and procedural safeguards to guard your nonpublic personal information. Removing client files, client lists, client related documents or electronic data concerning clients from the premises without management approval is strictly prohibited.
LCFG does not maintain passwords or login information for its clients. We encourage our clients to always set up their own logins to the investment companies that hold their accounts.
LCFG will continue to adhere to these privacy policies and practices when a client decides to close an account or become an inactive customer.